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Chicago Bankruptcy Questions and Answer Podcast with Attorney Joseph Wrobel, March 2021

April 1st, 2021 by

Chicago Bankruptcy Attorney Joseph Wrobel Answers Real Questions About Bankruptcy

Chicago bankruptcy and consumer credit attorney Joseph Wrobel answers real frequently asked questions about bankruptcy and how it can affect their life and finances in this edition of the monthly bankruptcy FAQ podcast series.

Need a Bankruptcy Attorney in Chicago, Illinois? Call Joseph Wrobel (312) 781-0996

Real Questions Asked and Answered in this Bankruptcy Podcast:

  • I won a small claims case and now the person filed for bankruptcy, what can I do?
  • As the creditor, can I challenge someone’s chapter 13 bankruptcy discharge?
  • Car loans after bankruptcy 1: Can I negotiate a payoff where I didn’t keep up with payments?
  • Car loans after bankruptcy 2: Want to get a cheaper car and get rid of the one with payments.
  • How will bankruptcy affect my ability to rent housing during college?
  • When can my Chapter 13 bankruptcy case be discharged, can it be done early?

Joseph Read full article  read more

Debt Collectors on Social Media: Changes from the Consumer Financial Protection Bureau

March 9th, 2021 by

Debt Collectors on Social Media Have to Follow the Rules: The Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) was approved in 1977, as an act to amend the Consumer Credit Protection Act, to prohibit debt collectors from engaging in abusive debt collection practices. Consumer protection laws such as the FDCPA are the tools of the Read full article  read more

Chicago Bankruptcy Questions and Answer Podcast with Attorney Joseph Wrobel, November 2020

December 11th, 2020 by

Chicago Bankruptcy Attorney Joseph Wrobel Answers Real Questions About Bankruptcy

Chicago bankruptcy and consumer credit attorney Joseph Wrobel answers real frequently asked questions about bankruptcy and how it can affect their life and finances in this edition of the monthly bankruptcy FAQ podcast series.

Real Questions Asked and Answered in this Bankruptcy Podcast:

  • Can a tenant use bankruptcy to avoid eviction?
  • Can I stop a wage garnishment if I have no income?
  • How can I protect myself from foreclosure with bankruptcy?
  • How can I keep my car if I must file for bankruptcy?
  • When can I purchase a home after Chapter 13?
  • How much do you have to pay in bankruptcy?

Find this podcast and our videos on our YouTube Channel – Don’t forget to SUBSCRIBE!

Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of laws relating to legal matters for individuals and families. Wrobel helps clients Read full article  read more

Coronavirus Layoffs: Creditors and Repayment Options

October 1st, 2020 by

Coronavirus Layoffs, Creditors, and Repayment Options

COVID-19 led to business closures and shutdowns and people are still struggling with Coronavirus layoffs. While many employers took advantage of COVID-related loans and relief options, the limitations and shutdowns continue to lead to layoffs and financial crises in many families. Depending on the situation, you may have options to make it through a layoff.

In this short article, Joseph Wrobel, Ltd. Read full article  read more

Protecting Yourself From COVID-19 Coronavirus Lawsuits

August 4th, 2020 by

Are You a Business Owner or a Homeowner? You Could Be a Target of Plaintiff Lawyers in Connection with COVID-19 Coronavirus Lawsuits

We have all seen the lawyer advertising on television for class action lawsuits for people who used Roundup, the weed killer allegedly linked to cancer cases. According to reports from lawyer advertising and referral firms, eager plaintiff Read full article  read more

Making Car Payments During COVID-19 Coronavirus

July 4th, 2020 by

Loan Deferment Programs for Making Car Payments Easier During COVID-19 Coronavirus

 Read full article  read more

Mortgage Relief During Coronavirus Financial Crisis

June 4th, 2020 by

Mortgage Relief During Coronavirus Offers Several Options

Many Chicago area and suburban residents are wondering how they are going to pay their rent and mortgage payments after losing their income sources and suffering financial losses because of the Conoavirus outbreak. Many businesses remain shut down with no clear indication of when they can and will be able to reopen. But in the meantime, the rent and mortgage still have to be paid or many are going to face evictions and foreclosures.

Just Read full article  read more

COVID-19 Coronavirus Bankruptcy: Save Your Home, Car, and Possessions

May 4th, 2020 by

Chapter 7 and Chapter 13 Relief for COVID-19 Coronavirus Bankruptcy Business Closures

COVID-19 Coronavirus Bankruptcy filings are expected to increase. You should know your rights and options in the Bankruptcy Code if you need financial relief from debts you cannot pay. This is NOT YOUR FAULT. Many of your friends and neighbors know someone who is affected by the government-forced business restrictions and shutdowns. So many of Read full article  read more

Tips for First-Time Home Buyers After Bankruptcy and Credit Repair

April 4th, 2020 by

Qualifying for a Mortgage After Bankruptcy

Lenders understand that after your Chapter 7 or Chapter 13 bankruptcy, you have less debt to pay and more money to pay a mortgage. In most cases, you will have to wait for two years from the date of a Chapter 7 bankruptcy discharge date. Meanwhile, a Chapter 13 bankruptcy, which is a three to a five-year repayment plan, after 12 months of on-time bankruptcy plan payments, you can get an FHA loan.

Most people don’t take advantage of bankruptcy options Read full article  read more