The war in Ukraine and the COVID interruptions to the American economy are significant. Many say a major Read full article
Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates on bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.
Joseph Wrobel Read full article
Learning from history, we should be avoiding the mistakes of the past, like the 1980s, when people seemed to stop saving and started overspending. If we don’t make smart financial choices when times are good, we are going to have money trouble when times are bad.
Consumer spending in the 1980s was out of control, by their past standards. Now consider the late 2000s, when the housing bubble broke and economic disaster led to the daily news headlines, did we learn anything from history? Around Read full article
Keep control over your life and finances by making the decisions that are best for you now, and in the future. Don’t let anyone or anything get in your way. Chapter 7 and Chapter 13 bankruptcy laws are designed to help people out when they have financial emergencies because bad things happen to good people. During the regular question and answer podcasts, Attorney Joe Wrobel often talks about bankruptcy as referenced in the Bible, which Read full article
Student loan borrowers are weighed down by debt and are looking for any option to help them out as the student loan payment pause comes to an end this January 2022. While there are talks about President Biden’s hopes to cancel student loan debt for qualified student loan borrowers. There are other programs for student loan forgiveness for those who work in public service. Meanwhile, for those who are going into repayment, we offer several tips to understand student loan obligations and how to Read full article
Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.
Joseph Read full article
Evolving Perspective on the Economic Impact of COVID-19
As the health concerns about the Coronavirus outbreak spread, the economic impact of shutdowns and stay-at-home orders is a common discussion among people evaluating the economic impact of COVID-19. Many quickly adjusted to remote-working and the rest of the family being home. But not everyone was lucky enough to keep their job. Unfortunately, many industries experienced Read full article
Credit Repair and Bankruptcy Are Common Concerns
Perfect credit is the goal of many people who work hard at managing their money and credit. And if you ask people, many will tell you they would be happy with good credit. At some point, the difference between good and perfect credit may be the amount of savings on monthly payments. However, if someone has bad credit, they might not be extended the opportunity to borrow money and have payments. For many people, good credit is necessary to buy a Read full article
Chicago Bankruptcy Attorney Joseph Wrobel Answers Real Questions About Bankruptcy
Chicago bankruptcy and consumer credit attorney Joseph Wrobel answers real frequently asked questions about bankruptcy and how it can affect their life and finances in this edition of the monthly bankruptcy FAQ podcast series.
Need a Bankruptcy Attorney in Chicago, Illinois? Call Joseph Wrobel (312) 781-0996
Real Questions Asked and Answered in this Bankruptcy Podcast:
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Debt Collectors on Social Media Have to Follow the Rules: The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) was approved in 1977, as an act to amend the Consumer Credit Protection Act, to prohibit debt collectors from engaging in abusive debt collection practices. Consumer protection laws such as the FDCPA are the tools of the Read full article
