Consumer Finance / Helping You Understand Bankruptcy

Got Student Loans? Be Aware of These Changes in January 2022

Joseph Wrobel Shares Important Information for Student Loan Borrowers: The Student Loan Payment Pause

Student loan borrowers are weighed down by debt and are looking for any option to help them out as the student loan payment pause comes to an end this January 2022. While there are talks about President Biden’s hopes to cancel student loan debt for qualified student loan borrowers. There are other programs for student loan forgiveness for those who work in public service. Meanwhile, for those who are going into repayment, we offer several tips to understand student loan obligations and how to Read full article read more

Bankruptcy Questions and Answers with Joseph Wrobel Chicago Bankruptcy Attorney September 2021

Chicago Bankruptcy Question & Answer Podcast with Attorney Joseph Wrobel, September 2021

Bankruptcy Questions and Answers with Joseph Wrobel Chicago Bankruptcy Attorney

Chicago Bankruptcy Question & Answer Podcast with Attorney Joseph Wrobel, September 2021

Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.

Listen to the Chicago Bankruptcy Questions and Answers Podcast September 2021!

Just a few questions and issues from real people answered in this 30-minute show:

Home Owner: Who is on the deed? Who is on the mortgage?
Foreclosure: How to save the home that hasn’t been sold yet.
Need to File Bankruptcy? Senior with debts considering bankruptcy.
Joint Credit Cards: What happens when one joint cardholder files bankruptcy?
Chapter 13: Can I keep my car and vehicle lease while in Chapter 13?

Joseph Read full article read more

Bankruptcy And Your Home / Bankruptcy Basics - Chapter 13 / Bankruptcy Basics - Chapter 7 / Bankruptcy Beyond The Basics / Bankruptcy Odds and Ends

Economic Impact of COVID-19: Bouncing Back

Evolving Perspective on the Economic Impact of COVID-19

As the health concerns about the Coronavirus outbreak spread, the economic impact of shutdowns and stay-at-home orders is a common discussion among people evaluating the economic impact of COVID-19. Many quickly adjusted to remote-working and the rest of the family being home. But not everyone was lucky enough to keep their job. Unfortunately, many industries experienced Read full article read more

Bankruptcy Basics - Chapter 13 / Bankruptcy Basics - Chapter 7 / Bankruptcy Beyond The Basics / Bankruptcy Odds and Ends

The Keys to Credit Repair and Bankruptcy

Credit Repair and Bankruptcy Are Common Concerns

Perfect credit is the goal of many people who work hard at managing their money and credit. And if you ask people, many will tell you they would be happy with good credit. At some point, the difference between good and perfect credit may be the amount of savings on monthly payments. However, if someone has bad credit, they might not be extended the opportunity to borrow money and have payments. For many people, good credit is necessary to buy a Read full article read more

Bankruptcy Basics - Chapter 13 / Bankruptcy Basics - Chapter 7 / Helping You Understand Bankruptcy

Chicago Bankruptcy Questions and Answer Podcast with Attorney Joseph Wrobel, March 2021

Chicago Bankruptcy Attorney Joseph Wrobel Answers Real Questions About Bankruptcy

Chicago bankruptcy and consumer credit attorney Joseph Wrobel answers real frequently asked questions about bankruptcy and how it can affect their life and finances in this edition of the monthly bankruptcy FAQ podcast series.

Need a Bankruptcy Attorney in Chicago, Illinois? Call Joseph Wrobel (312) 781-0996

Real Questions Asked and Answered in this Bankruptcy Podcast:

I won a small claims case and now the person filed for bankruptcy, what can I do?
As the creditor, can I challenge someone’s chapter 13 bankruptcy discharge?
Car loans after bankruptcy 1: Can I negotiate a payoff where I didn’t keep up with payments?
Car loans after bankruptcy 2: Want to get a cheaper car and get rid of the one with payments.
How will bankruptcy affect my ability to rent housing during college?
When can my Chapter 13 bankruptcy case be discharged, can it be done early?

Joseph Read full article read more

Consumer Finance

Debt Collectors on Social Media: Changes from the Consumer Financial Protection Bureau

Debt Collectors on Social Media Have to Follow the Rules: The Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) was approved in 1977, as an act to amend the Consumer Credit Protection Act, to prohibit debt collectors from engaging in abusive debt collection practices. Consumer protection laws such as the FDCPA are the tools of the Read full article read more

Bankruptcy And Your Home / Bankruptcy Basics - Chapter 13 / Bankruptcy Basics - Chapter 7 / Bankruptcy Beyond The Basics

Chicago Bankruptcy Questions and Answer Podcast with Attorney Joseph Wrobel, November 2020

Chicago Bankruptcy Attorney Joseph Wrobel Answers Real Questions About Bankruptcy

Real Questions Asked and Answered in this Bankruptcy Podcast:

Can a tenant use bankruptcy to avoid eviction?
Can I stop a wage garnishment if I have no income?
How can I protect myself from foreclosure with bankruptcy?
How can I keep my car if I must file for bankruptcy?
When can I purchase a home after Chapter 13?
How much do you have to pay in bankruptcy?

Find this podcast and our videos on our YouTube Channel – Don’t forget to SUBSCRIBE!

Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of laws relating to legal matters for individuals and families. Wrobel helps clients Read full article read more

Bankruptcy And Your Home / Bankruptcy Basics - Chapter 13 / Bankruptcy Basics - Chapter 7

Coronavirus Layoffs: Creditors and Repayment Options

Coronavirus Layoffs, Creditors, and Repayment Options

COVID-19 led to business closures and shutdowns and people are still struggling with Coronavirus layoffs. While many employers took advantage of COVID-related loans and relief options, the limitations and shutdowns continue to lead to layoffs and financial crises in many families. Depending on the situation, you may have options to make it through a layoff.

In this short article, Joseph Wrobel, Ltd. Read full article read more

Bankruptcy And Your Home / Bankruptcy Basics - Chapter 13 / Bankruptcy Basics - Chapter 7 / Bankruptcy Beyond The Basics / Consumer Finance

Protecting Yourself From COVID-19 Coronavirus Lawsuits

Are You a Business Owner or a Homeowner? You Could Be a Target of Plaintiff Lawyers in Connection with COVID-19 Coronavirus Lawsuits

We have all seen the lawyer advertising on television for class action lawsuits for people who used Roundup, the weed killer allegedly linked to cancer cases. According to reports from lawyer advertising and referral firms, eager plaintiff Read full article read more

Bankruptcy And Your Home / Bankruptcy Basics - Chapter 13 / Bankruptcy Basics - Chapter 7 / Bankruptcy Beyond The Basics / Helping You Understand Bankruptcy

Making Car Payments During COVID-19 Coronavirus

Loan Deferment Programs for Making Car Payments Easier During COVID-19 Coronavirus

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