Bankruptcy Basics - Chapter 13 Archives - Joseph Wrobel, Ltd. Attorneys at Law https://chicagobankruptcy.com/category/understand/chapter-13/ Call today for a FREE CONSULTATION | 312.781.0996 Thu, 12 Feb 2026 22:33:43 +0000 en hourly 1 https://wordpress.org/?v=6.9.4 How Bankruptcy Stops Wage Garnishment, Foreclosure, and Repossession in Illinois https://chicagobankruptcy.com/how-bankruptcy-stops-wage-garnishment-foreclosure-and-repossession-in-illinois/ Thu, 12 Feb 2026 22:33:43 +0000 https://chicagobankruptcy.com/?p=1581 How Bankruptcy Stops Wage Garnishment, Foreclosure, and Repossession in Illinois Financial distress often escalates quickly. A missed payment can turn into a lawsuit. A lawsuit can turn into wage garnishment. ...

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]]> Nearly One in Five New Vehicle Buyers Now Have $1,000 Monthly Payments https://chicagobankruptcy.com/nearly-one-in-five-new-vehicle-buyers-now-have-1000-monthly-payments/ Fri, 07 Nov 2025 16:56:18 +0000 https://chicagobankruptcy.com/?p=1558 The Growing Trend in High Monthly Payments Recent national data show that nearly one in five new vehicle buyers are now signing loans with monthly payments of $1,000 or more. ...

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]]> Why Bankruptcy Filings Are Rising in Chicago and the Suburbs in 2025 https://chicagobankruptcy.com/why-bankruptcy-filings-are-rising-in-chicago-and-the-suburbs-in-2025/ Mon, 21 Jul 2025 14:11:04 +0000 https://chicagobankruptcy.com/?p=1547 Introduction: Financial Distress in Chicago and Beyond In 2025, individuals and families across the Chicago metro area are filing for bankruptcy in growing numbers. Chapter 7 and Chapter 13 filings ...

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]]> Inflation and Bankruptcy: Why More People in Chicago Are Filing in 2025 https://chicagobankruptcy.com/inflation-bankruptcy-chicago-2025/ Fri, 27 Jun 2025 16:35:20 +0000 https://chicagobankruptcy.com/?p=1543 Understanding the Link Between Inflation and Personal Bankruptcy In 2025, Americans are continuing to deal with the lingering financial consequences of inflation. For many people in Chicago and throughout Illinois, ...

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]]> Why More People Are Filing Bankruptcy in 2025 for a Fresh Financial Start https://chicagobankruptcy.com/why-more-people-are-filing-bankruptcy-in-2025-for-a-fresh-financial-start/ Wed, 14 May 2025 15:11:05 +0000 https://chicagobankruptcy.com/?p=1537 In 2025, more individuals and families are taking control of their financial futures by filing for bankruptcy, and for good reason. With inflation, medical debt, rising interest rates, and a ...

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]]> Top 25 Reasons People Are Grateful They Found Relief Through Chapter 7 or Chapter 13 Bankruptcy https://chicagobankruptcy.com/25-reasons-people-are-grateful-for-chapter-7-or-13-bankruptcy/ Fri, 25 Apr 2025 01:43:39 +0000 https://chicagobankruptcy.com/?p=1533 Why So Many People Feel Grateful After Filing Chapter 7 or Chapter 13 Bankruptcy At Joseph Wrobel, Ltd., we’ve helped countless individuals and families in Chicago navigate the often overwhelming ...

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]]> A Day in the Life of a Bankruptcy Attorney https://chicagobankruptcy.com/day-in-the-life-bankruptcy-attorney/ Sat, 23 Nov 2024 17:40:29 +0000 https://chicagobankruptcy.com/?p=1499 What It’s Really Like to Be a Bankruptcy Attorney: A Day on the Job A bankruptcy attorney’s role is both demanding and rewarding. These legal professionals assist individuals and businesses ...

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]]> Understanding Bankruptcy: Your Guide to Managing Debt, Divorce Issues, and Financial Hardships with Attorney Joseph Wrobel https://chicagobankruptcy.com/understanding-bankruptcy-your-guide-to-managing-debt-divorce-issues-and-financial-hardships-with-attorney-joseph-wrobel/ Mon, 28 Oct 2024 14:23:25 +0000 https://chicagobankruptcy.com/?p=1491 In today’s complex financial landscape, it’s easy to feel overwhelmed by debt, significantly when unexpected life changes impact our finances. From maxed-out credit cards to unanticipated medical bills, the financial ...

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]]> Navigating Financial Hardships: How Joseph Wrobel Can Guide You Through Bankruptcy https://chicagobankruptcy.com/navigating-financial-hardships-how-joseph-wrobel-can-guide-you-through-bankruptcy/ Tue, 30 Jul 2024 16:26:57 +0000 https://chicagobankruptcy.com/?p=1469 Monetary challenges are a prevalent concern in the United States today. Nearly four out of ten adults fret over meeting their financial obligations, making the economic landscape formidable. Joseph Wrobel, ...

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]]> What Happens to My Stuff When I File for Bankruptcy? https://chicagobankruptcy.com/what-happens-to-your-assets-when-you-file-for-bankruptcy/ Fri, 28 Jun 2024 15:49:43 +0000 https://chicagobankruptcy.com/?p=1439 What Happens to My Assets? When “bankruptcy” is mentioned, it often triggers fear and uncertainty. Questions like, “What will happen to my possessions?” or “Will I lose everything?” can be ...

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