Are you tired of being harassed by collectors and worrying about your financial future? Joseph Wrobel is someone you should listen to when he talks about bankruptcy and financial freedom. (312) 781-0996. This is the October 2018 Chicago Bankruptcy and Financial Freedom Podcast! Joseph Wrobel is the principal attorney at Joseph Wrobel, Ltd., with office … Continue reading Bankruptcy and Financial Freedom Podcast for October 2018
A wise parent tells their children, “It’s not how much money you can earn, what matters is how much you can save.” We can all remember the first time we started making more money and had discretionary spending power for the first time. Did you buy a new car, clothes you wanted or take a … Continue reading Financial Fitness: Develop frugal habits to save money and live well
Why do the rich stay rich and the poor stay, well…poor? Is there something about how we feel about money that influences how we treat it? There are books published about the secrets wealthy parents pass on to their children. Consider that the chance of success might be a function of wise parents with financial … Continue reading Breaking the habit of fearing financial success
Problem: Open trade jobs with no applicants All the kids graduating from high school are going straight to college and the pool of skilled trade talent is running dry. Like sheep following a shepherd high school seniors graduate and march off to college in the fall because that is what everyone else does. Meanwhile, there … Continue reading Problem: Open trade jobs with no applicants
New IRS “verify call” scam The IRS recently published a warning on their website about a new scam where criminals use technology to manipulate the phone number on your caller id. When calling, the “verify call” scammer will tell you they are with the IRS and calling from your local Taxpayer Assistance Center (TAC) office … Continue reading New IRS “verify call” scam
Why people chose Chapter 13 bankruptcy Chicago bankruptcy attorney Joseph Wrobel is often asked why people chose Chapter 13 bankruptcy. His frequent answer is, “It depends.” After the initial meeting with your bankruptcy attorney you should be advised whether you qualify for a Chapter 7 or a Chapter 13 bankruptcy. Your bankruptcy attorney asks for … Continue reading Why people chose Chapter 13 bankruptcy
Good credit after bankruptcy At the point you are in a bankruptcy it no longer matters what happens that led to filing Chapter 7 or 13. For purposes of good credit, what matters is what happens after the bankruptcy discharge. Many people are surprised in how quickly they can qualify for a student, car or … Continue reading Good credit after bankruptcy
Should I buy or rent my home? Whether you are a first-time home buyer or someone who has previously owned a home, there comes a time you might wonder if it is better to rent or buy your home. Interest rates are scheduled to rise this year and realtors suggest this is a good time … Continue reading Should I buy or rent my home?
What can be garnished? When you owe another person or organization money and do not pay, they can sue you to obtain a money judgment. To collect on that money judgement the creditor can ask the court for a wage garnishment order that is sent to your employer with an order for them to withhold … Continue reading What can be garnished?
Choosing an affordable college and creating an employable foundation is a key to success. In 2017 there is one thing that seems certain and that is change. The rise and fall of professions and the volume of applicants for certain jobs can put a college graduate in a rough spot. Especially if you have a … Continue reading Choosing an affordable college