In a previous article about the automatic stay provision of the bankruptcy code we lined up a few situations in which this section of the bankruptcy law stops bill collectors in their tracks. As a general rule, when a petition for bankruptcy relief is filed and accepted by the bankruptcy court, the automatic stay provision … Continue reading The automatic stay: It has exceptions and there are ways you could lose its protection
Compared to many laws on the books in the U.S., the bankruptcy code sometimes seems like magic. For no other reason than you have a right to apply for it and a desire to wipe out debt, you can petition the bankruptcy court to either eliminate your debts and/or pay them back for pennies on … Continue reading The automatic stay: It stops bill collectors in their tracks
Do you enjoy being harassed by bill collectors who ask excessive invasive questions and never seem to let up? Nobody enjoys harassment by creditors. There are several ways you can protect yourself from the harassment including making them stop calling you for good if you decide that the relief offered by the bankruptcy courts will … Continue reading How the FDCPA and the automatic stay help stop bill collectors from harassing you
“Automatic stay” is protects you from creditors during bankruptcy. While a bankruptcy case is active, be that a Chapter 7 or 13, no creditors or collectors may contact or harass the individual or organization in bankruptcy. Specifically the definition of automatic stay on the U.S. Courts official website is, “An injunction that automatically stops lawsuits, … Continue reading Examples of the automatic stay and how it operates in bankruptcy law
Whether to File Bankruptcy After Divorce: Consider These Scenarios Divorce is difficult enough without also worrying about finances after the divorce and whether filing for bankruptcy after divorce makes sense and will help you out. In some situations, the spouse ordered to pay the other doesn’t hold up their end of the bargain in the … Continue reading Filing for Bankruptcy After Divorce?
Are you tired of being harassed by collectors and worrying about your financial future? Joseph Wrobel is someone you should listen to when he talks about bankruptcy and financial freedom. (312) 781-0996. This is the October 2018 Chicago Bankruptcy and Financial Freedom Podcast! Joseph Wrobel is the principal attorney at Joseph Wrobel, Ltd., with office … Continue reading Bankruptcy and Financial Freedom Podcast for October 2018
Chapter 13 Bankruptcy Has Unique Advantages Over Chapter 7 When you go to Joseph Wrobel, Ltd. to talk about your rights and options in the Bankruptcy Code you will learn about Chapter 13 bankruptcy and all how it solves the problem of limitations you may face with Chapter 7 bankruptcy. The main differences between Chapter … Continue reading What Everybody Should Know About Chapter 13 Bankruptcy
Why people chose Chapter 13 bankruptcy Chicago bankruptcy attorney Joseph Wrobel is often asked why people chose Chapter 13 bankruptcy. His frequent answer is, “It depends.” After the initial meeting with your bankruptcy attorney you should be advised whether you qualify for a Chapter 7 or a Chapter 13 bankruptcy. Your bankruptcy attorney asks for … Continue reading Why people chose Chapter 13 bankruptcy
What can be garnished? When you owe another person or organization money and do not pay, they can sue you to obtain a money judgment. To collect on that money judgement the creditor can ask the court for a wage garnishment order that is sent to your employer with an order for them to withhold … Continue reading What can be garnished?
There are several options for filing bankruptcy and eliminating medical bills. When bad things happen to good people the financial consequences can be suffocating. Especially when it is not your fault, you should not have to be stuck with unpayable debt and non-stop collector harassment. Medical debt collectors may sue you and garnish your … Continue reading Filing bankruptcy: Eliminating medical bills